Improve Your Credit Score

A poor credit score doesn’t define you – and it doesn’t need to impact your ability to reach your financial goals.

4 Pillars provides actionable plans that rebuild your credit from the ground up. With your financial goals and best interests in mind, your tailored credit rebuilding plan will set you up for success.

Say yes to the things that matter! Start with a FREE consultation

Poor Credit

Rebuild Your Credit with 4 Pillars

Your family’s finances affect your relationship and your mindset. Rebuilding your credit will free you from stress and anxiety and will allow you to look to the future. While you rebuild your credit, you’re also building happiness and hope for a brighter financial future. 

4 Pillars Credit Rebuilding services are designed to help:

  • Anyone whose credit score is holding them back.
  • Canadian families who went through an insolvency process or debt settlement or credit counselling and are looking to take back control of their credit.
  • Individuals and families who have experienced financial hardship.

Read more about rebuilding your credit in Canada in our blog.

Improve Your Credit Score Fast

Re-establishing your credit takes time, but there are steps you can take today to start improving your credit score. We’ll work with you to develop a personalized plan to reach your goals as soon as possible.

Here are just some of the things you might do to re-establish your credit:

  • Build an affordable monthly budget
  • Pay more than the minimum on your credit cards
  • Apply for a secured credit card
  • Sign up for a phone contract (and pay your bills on time!)
  • Reduce your debt
Credit Score

Learn About Credit Scores

Checking your credit report won’t impact your credit score.

The specialists at 4 Pillars empower you to take charge of your own credit – and your financial future. By helping you understand which actions matter (and which don’t), you can start to build a better credit score.  

Reduce Your Debts

We are Canada’s Largest Credit Rebuilding and Financial Rehabilitation Company

4 Pillars is the largest independent debt restructuring and financial rehabilitation company in Canada. We’re passionate about helping you live debt and worry-free as you work towards financial freedom and your future goals. Since we work for you, not for your creditors, we’ve always got your best interests in mind. 

Our integrated system for creating financial stability is unparalleled. You’ll love how hard we work for you. 

Start Improving Your Credit Today. Discover how!

Start Improving Your Credit Today.

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Contact us to find out how we can help you to achieve financial freedom.


With over 3000 reviews from clients all over the country

Trusted by thousands of Canadians to help with their unsecured debt