Rebuilding Your Credit Score
After a Consumer Proposal

A poor credit score doesn’t define you – and it doesn’t need to impact your ability to reach your financial goals.

4 Pillars provides actionable plans that rebuild your credit from the ground up. With your financial goals and best interests in mind, your tailored credit rebuilding plan will set you up for success.

Say yes to the things that matter!
Start with a FREE consultation

Rebuilding Your Credit Score is So Important

There are over 800,000 Canadians with bad credit.

The reality is that it’s much easier to damage your credit score than it is to rebuild it. Rebuilding your credit score takes time and hard work. So, some Canadians ignore it – which can lead to further problems down the line.

Credit scores determine how likely you are to be approved for loans. The higher your credit score, the better your interest rate is likely to be – so good credit is really worthwhile. With a high credit score, you’ll also gain access to higher quality lenders so you can plan for your future.

An estimated 20% of consumers file a 2nd bankruptcy or consumer proposal. Don’t be one of them!

How 4 Pillars can help

4 Pillars offers exceptional credit rebuilding programs designed to help you create wealth.

The goal of our credit rebuilding program is to help you reach a score of 650 or higher and qualify for a CMHC-approved mortgage.

Our tailored credit rebuilding programs help you start building your credit as soon as your proposal has passed or you’re discharged from bankruptcy.

  • Credit file clean up
  • Tailor your personalized credit rebuilding program
  • Protect your credit rating
  • Ah, relax! You can breathe again

4 Pillars is here to help you learn about debt and debt management so you can plan for the future.

Fast track your financial wellbeing with a free consultation