Save money on groceries and pay off your debts!
If you start tracking your expenses and take an analytical look, chances are that you will realize that a lot of your daily spending goes into food, more specifically groceries. A question to ask yourself is – how many times do you use the credit card at the grocery store? It is convenient to use, but you are spending money you don’t have and paying it back with interest.
Here are some easy tips to reduce your grocery spending, so you can pay off your debts.
1. Look at the Flyers
You are going to land up with quite a few flyers every month. Some will be left at your door and others will be handed over to you outdoors. Don’t throw them away. Many of these flyers will be regarding groceries. They will mention details about various discounts around the area. You can build your week’s menu around these discounted ingredients.
2. Stock up on Sale Items
Whenever you find an awesome sale, consider buying large quantities of it. However, just check the expiry date and try to pick up items which will last long. This point won’t apply to fresh fruit and vegetables.
3. Avoid Convenience Food
A lot of supermarkets have a fast food section and it gets quite tempting to buy that food rather than picking up groceries and cooking your own meal. Don’t do it! Convenience and processed food is costly and you can save quite a bit by avoiding it. Only indulge yourself when you have to,like when you come home really late and are too tired to cook food.
4. Use Coupons
Try to get your hands on coupons. Coupons give you access to great discounts. Check your papers, mails, emails, flyers and the online coupons sites. Plus, try to get your hands on some coupons when you visit the store.
5. Consider Frozen Vegetables
If you aren’t picky about fresh vegetables, frozen vegetables are always a good idea. They are inexpensive and last longer. Additionally, they help you whip up a quick meal.
6. Have a Grocery List
Not only will a grocery list help you ensure you pick up all that is needed for the week, but it also prevents you from impulse buying. Impulse buying isthe worst thing you can indulge in. No doubt it is tempting whenever you enter a grocery store. So many items to choose from and there will be favorite items you just love picking up like an expensive chocolate box. But stick to your list.
A list keeps you spending within limit at the grocery store.
7. Eat Healthy
Lastly, eat healthy and regularly. Avoid cooking junk food at home. It’s easy to make, but it’s expensive and takes a toll on your health overtime. Don’t skip meals. If ever you skip meals, you are likely to feel a surge of hunger and want will to spend even more.
Because you are spending daily for grocery, it is also the best place to save money. Small savings in your grocery expenses will over time result into a big saving. And, this excess money can be put into your debt payment.