Debt is emotional and difficult to live with
4 Pillars advantage
We represent YOU and NOT YOUR creditors
4 Pillars has helped Candians resolve more than $1 billion in debt
Licensed by the Alberta government
Affordable and viable payment plans
We treat you with the respect you deserve
Peace of mind, improved lifestyle, increased cash flow
Serving Northern Alberta and Northern British Columbia
What are the fears and pains of a person in debt?
- Frustrated about living pay cheque to pay cheque.
- No savings because of high interest unsecured debt payments.
- Overwhelmed because they do not know the options to be debt free.
- Scared that they will have to file Bankruptcy.
- Worried about what other people will think about them.
- Fear about losing their family, house and other assets.
- Not knowing who represents them.
- Nervous to talk because of guilt.
Debt Help & Debt Reduction Planning
What makes our debt help services different from the other similar services? 97% of our clients successfully complete our program to become debt-free, we are licensed by the Government of Alberta, and we present solutions which are legal, viable and acceptable to the creditors while keeping our client’s benefit our utmost priority.
How do we help?
- By providing a proven system which will reduce your debts.
- We work for YOU and not your creditors.
- Affordable, and viable repayment plans.
- Listening and respecting our clients.
- Assist in freeing up cash for you to use.
- Confidentiality assured.
- Facilitate protection from creditors.
- Getting new credit if required.
- Lifetime financial education.
- Better relationship, better health, and improved quality of life.
Here's how it works.
We will outline a personalized plan that fits your long-term financial goals and meets your immediate needs. We will be transparent in how this plan works. Our goal is to get you into a payment plan that is affordable and viable to you which will remove stress and also protect your assets.
Our goal is to get you into a payment plan that is affordable and viable to you which will remove stress and also protect your assets.
Believe it or not, having debts and making minimum payments for does affect the credit and borrowing capability for the client. We teach you how the credit system works and also understand how to effectively manage the credit and keep out of debt. This we achieve by having our clients qualify for new credit, where applicable.
Here is how it all fits together
I will definitely recommend a debt relief specialist like 4 Pillars! I’m so thankful to Pradeep and all the staff of 4 Pillars for helping me become financially stable.- W. Harmoui Client
Get help and guidance. It gave us a better understanding of how to make spending plans, using tools that we already have.- Z.M. Client
Pradeep treated me with the most consideration, professionalism and also helped me out so much that words can’t express my gratitude for his service.- K.K Client
I felt afraid, uncomfortable, and lost in a place with no exit before going to 4 Pillars. Now, I feel release and more comfortable. I can even sleep better. Thanks!- E.P. Client
Before coming to 4 Pillars I was feeling trapped, stressed, and overwhelmed. After completing the program I now feel relieved knowing we are trying to get everything sorted out and I can breathe again.- K.L. Client
Before 4 Pillars I felt trapped. I was maintaining payments but getting nowhere. After completing the program I feel relief. I now see a light at the end of the tunnel. There’s a clear and easy path to resolving my debt.- M.M. Client
I was stressed out and felt like there was no hope of ever paying off my debt before going to 4 Pillars. After completing the debt reduction program I am relieved and free of stressing money problems.- M.D. Client
Before I came to 4 Pillars, I was very stressed out not knowing what to do about all my debt. I have no stress anymore. I am so happy that I got all my debts figured out thanks to 4 Pillars. They were a very big help!- T.H. Client
Find What People Are Saying!
Have A Question?
Contact us to find out how we can help you to achieve financial freedom.