Credit Rebuilding Program

How We Help

Take advantage of exclusive financial tools and advice with our Credit Rebuilding Program

With over 20 years of proven experience with credit repair services, we offer a comprehensive solution designed to empower you on your journey to a stronger credit profile.

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Credit Repair Services Frequently Asked Questions

Read our frequently asked questions and discover how our credit rebuilding program can help set you up for success.

Credit repair services are professional programs designed to help individuals address and resolve errors, inaccuracies, and negative items on their credit reports. These services aim to improve credit scores and enhance overall creditworthiness.

Credit repair services cannot remove accurate negative items from your credit report. However, they can help you dispute and potentially remove errors, inaccuracies, or outdated information that may be negatively impacting your credit.

The duration of credit repair varies depending on individual circumstances, the complexity of the credit issues, and the actions taken to address them. It can take several months to see improvements in your credit score as disputes and corrections are processed.

No, not all credit repair services are legitimate. It’s important to research and choose a reputable credit repair service that adheres to ethical practices, complies with applicable laws, and provides transparent information about their services and fees.

The cost of credit repair services can vary depending on the service provider and the scope of the services offered. At 4 Pillars, we offer our Credit Rebuilding Program as an extended service, which has a cost of $1,200.

It is possible to attempt credit repair on your own by disputing errors and inaccuracies directly with credit bureaus. However, credit repair services can provide expertise, guidance, and resources to streamline the process and potentially achieve more effective results.

Legitimate credit repair services cannot guarantee a specific credit score increase. The impact on your credit score will depend on various factors, including the nature of the negative items, the accuracy of the information being disputed, and your overall credit history.

Yes, credit repair services can assist individuals who have experienced identity theft by helping them address fraudulent accounts, inaccurate information, and other credit-related issues resulting from the theft. They can guide you through the process of disputing these items and restoring your credit.

No, credit repair services do not erase your credit history. They focus on addressing errors and inaccuracies, improving the accuracy of your credit report, and potentially removing negative items that are incorrect or outdated.

To determine if credit repair services are suitable for your specific situation, it’s advisable to consult with a reputable credit repair service provider, like 4 Pillars! They can assess your credit report, discuss your goals, and provide personalized advice on the most effective strategies to improve your credit and achieve your financial objectives.

Learn More About Our Credit Improvement Services

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