Blog 2: Credit Score: What It Is And How To Improve It
You might have heard the term “credit score” through movies, tv programs and more importantly through your bank account. But, what is a credit score? Why do I need a good credit score? 4 Pillars is always seeking to educate our audience and promote healthy financial decisions, for that reason we will cover all you […]
Dos And Don’ts of Stopping Credit Card Debt
Bad habits do not die easily. So if you want to avoid having debts, you want to control your credit card usage. Most of us risk our financial freedom by falling into the trap of credit card debt. Credit card usage is a way of life for us, but used improperly it will result in […]
How To Get Credit Card Debt Relief?
Having credit cards have become a necessity today, if one card is exhausted another comes into play. Though the credit limit of these cards has increased by huge margin, carrying high balances of credit cards can be stressful. It is better to act upon it now than to wait for the debt to get piled […]
Save or Pay off Debt
When you find yourself sinking into a debt hole, you are faced with a dreaded dilemma, should you save your money, or should you focus on paying off your debt. Saving money is a good idea, as you can create an emergency fund and save money for the future for things like a higher education […]
Top 7 reasons you are not able to solve debt
The average Canadian household debt is over $50,000. For many people, having debt is a frustrating experience that never seems to go away no matter how much they try. More so, some slowly get sucked into a debt hole that is really difficult to get out of. Credits score dips and collection agent come after […]
How to get credit card debt relief
The most basic form of credit is not your student, car or home loan, it is credit card credit. It can be difficult to live without a credit card. You use it to pay off your groceries, fee payments, home bill payment and maybe even large payments like purchasing a car. The downside of credit […]
