Strategies for Reducing Your Debt Before Year-End
Managing debt is essential for maintaining a healthy financial life. With the year coming to an end, now is the perfect time to focus on reducing your debt. Implementing strategic debt reduction tactics can help you start the new year with a stronger financial foundation. Whether you’re considering debt consolidation, credit counselling, or exploring other […]
Debt Reduction Halloween Challenge: Spooky Savings Strategies
As Halloween approaches, many of us are thinking about costumes, candy, and haunted houses. But this year, what if we took on a different kind of challenge? A Debt Reduction Halloween Challenge! It’s time to get spooky with your savings and scare away your debt. By focusing on reducing debt and creating effective savings strategies, […]
Why a Debt Consultation Can Change Your Life
Dealing with debt can be a stressful and overwhelming experience. Many people find themselves trapped in a cycle of minimum payments, high interest rates, and increasing balances. However, a debt consultation can be the first step towards reclaiming your financial freedom and securing a stable future. In this article, we’ll explore why a debt consultation […]
Debt Solutions for Edmonton Residents
Managing debt can be a challenging and stressful experience. However, residents of Edmonton have access to a variety of innovative debt solutions that can help them regain control of their finances. In this article, we’ll explore some effective debt solutions tailored for Edmonton residents, including debt consolidation, debt counselling, and other debt-relief options. By understanding […]
Why People Don’t Budget And Why You Should
If you spend the time daydreaming about having more money because your paycheck is not enough, probably “lack of money” is not your only issue. Budgeting is the first and most common advice when you are struggling with money. Everyone knows about it, but only a few of us create and follow our budgets. But, […]
Most Common Debts Among Canadians
It has never been easier to have access to credit, especially in a country like Canada. Even if that accessibility is linked to many benefits, it also carries a lot of disadvantages for Canadians. Did you know that the average debt held by Canadians is $23,035? And that number is even higher when you are […]
Most Common Myths about bankruptcy in Canada and Why It Should Be Your Last Option
Do you know what Bankruptcy is? Do you think bankruptcy is the only solution for you? Have you heard too many myths about bankruptcy? First, you need to know that when a business or a person are unable to repay outstanding debts or meet their financial obligations, they can file for bankruptcy. They need to […]
Emotional and Physical Effects of Having Debts and How To Cope
Have you suffered from insomnia since you applied for another loan to “pay off” your debts? Or have you left unopened bills on your table because you are doing “well”? Do you experience headaches or physical pain every time you think about your debts? You are probably overwhelmed by your financial problems and your body […]
How To Calculate Your Net Worth And Why Is Important For Your Debt
Have you ever heard of the term net worth? Do you know how it can affect your debt? Or even your business? We will solve all your doubts and clarify some important points that surround your net worth. You will be able to track your financial health, illustrate your progress, and pay off your debt. […]
Lifestyle Creep: What is it and why does this type of debt matter?
Lifestyle creep happens when you start to spend more on luxuries, after you start to earn more money. Find out how it affects your retirement plans here