Save for What? Six Saving Objectives That May Apply to You Today

Saving money is an affair which takes time. While saving up, it’s easy to lose track of your objective and eventually, at some point, make an unexpected spending. Or you may slowly lower the percentage that you cut from your income so you get a bigger expenses fund. Saving is an important factor for any […]

Should We Really Buy a Home or Just Rent?

To rent or to buy? That is the question. Though it is a parody not worthy of Shakespeare’s classic Hamlet soliloquy phrase, the underlying emotion is the same. If you have reached the proverbial cul-de-sac and are not able to decide whether to buy or to rent a home, read on to get a better […]

How to manage your credit cards and not be managed by them

Without plastic money, it’s difficult to get through the day. Today, most payments call for the use of credit cards. In turn, you have to pay back the money monthly with interest. If not managed well, credit card usage can make you over-spend money which you don’t have and result in debts which will piggyback […]

How Borrowing Money Each Month Can Quickly Ruin Your Finances

Having a credit card is as good as taking a loan every month. Plus, your supermarket and gas cards may also work on a monthly credit which are high interest. Every month you take a loan, spend it and at the end of the month you return the money with interest. Countries like ours, have […]