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New Year’s is not just the time for freshness, newness and resolutions, it is also THE best time to review your financial situation and set…
Being under debt is not a pleasant experience. Your credit score plummets, you’ll find it difficult to take on loans, and it will get worse…
When you approach a debt counselor, you want to know that this person can help you. You’re spending time and money, and these are vital…
The most basic form of credit is not your student, car or home loan, it is credit card credit. It can be difficult to live…
1. Is it an official Collection Agency? Ordinary, you won’t have a thug banging down your door and asking you to pay a debt; that only happens…
There are some collection agencies that just don’t have any decency. They cross the line of legality and human courtesy. No debtor wants to get…
There are only a few things which are worse than getting sucked into a debt hole. The debt piles up, you don’t just have the…
One of the responsibilities of being a creditor or collection agency is actually recovering the money owed. A collection agency swings into action when the…
Many debtors take the decision to avoid dealing with debt. They hide from creditors, avoid taking phone calls from collection agencies, change phone numbers often,…
Credit report is an important document that details your financial transactions through the past few years. It is started the moment you get your first…
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