Back-to-School Budgeting: Managing Education Expenses and Debts
As the back-to-school season approaches, parents and students alike face the challenge of managing education expenses and potential debts. With the rising cost of tuition, textbooks, and other school-related necessities, budgeting effectively becomes crucial. This blog provides tips on back-to-school budgeting, managing education debts, and the role of credit counselling in Alberta, particularly in Edmonton. […]
Back-to-School Budgeting for Parents: Managing Education Expenses and Debts
As the back-to-school season approaches, parents of students often face the challenge of managing education expenses. From school supplies to extracurricular activities, these costs can quickly add up, making effective budgeting essential. This blog provides tips on back-to-school budgeting for parents, managing school-related debts, and the role of credit counseling in Alberta, particularly in Edmonton. […]
Debt-Free Living: Is it a realistic goal?
Living debt-free is a goal that many aspire to but often consider unattainable. With proper guidance and planning, however, achieving debt-free living is within reach. In this article, we’ll explore how debt-free living can be a realistic goal and the steps you can take to reach it. Understanding Debt-Free Living Debt-free living means having no […]
Blog 2: Credit Score: What It Is And How To Improve It
You might have heard the term “credit score” through movies, tv programs and more importantly through your bank account. But, what is a credit score? Why do I need a good credit score? 4 Pillars is always seeking to educate our audience and promote healthy financial decisions, for that reason we will cover all you […]
Money & Love: Why You Need To Talk About Money With Your Partner BEFORE Marriage
Sharing the rest of your life with your loved one is a rewarding and beautiful experience, both of you are eager to start a future together while your dreams and goals come true. However, the honeymoon phase can turn into a nightmare, if you haven’t discussed with your partner how your financial situation is going […]
Dos And Don’ts of Stopping Credit Card Debt
Bad habits do not die easily. So if you want to avoid having debts, you want to control your credit card usage. Most of us risk our financial freedom by falling into the trap of credit card debt. Credit card usage is a way of life for us, but used improperly it will result in […]
2 Step Emergency Plan for Dealing With High Debt.
Facing a financial emergency caused by a debt crisis can be overwhelming. The key here is to not press the panic button and instead deal with high debt rationally. Have a look at these steps to get the debt monkey off your back. 1) Plan Your Budget Properly The most effective way to deal with […]
How does your credit score fall every time someone checks it
When it comes to credit reports and scores, understandably, there are a lot of misconceptions. One question that is frequently asked by our customers is “Does my credit score fall every time someone checks it?” The short answer is – Yes. The more instances your credit report is called for, the lower your credit score […]
Don’t miss filing your tax returns
Tax season is around the corner and it is time to start preparations to file your tax returns. Are you dreading going through your financial documents and preparing the tax return application? Maybe you have even come up with an excuse as to why you cannot file your tax returns – such as ‘I don’t […]
How to reduce your shopping bills and save more
A convenience store’s sole objective is to make people buy goods. From colorful packaging, mouthwatering food items and deceptive deals everything is a strategy to make customers buy more. Retailers are businessmen and there is nothing wrong with them trying to make more money. However you should try your best to stay within the budget […]
