Why People Don’t Budget And Why You Should
If you spend the time daydreaming about having more money because your paycheck is not enough, probably “lack of money” is not your only issue. Budgeting is the first and most common advice when you are struggling with money. Everyone knows about it, but only a few of us create and follow our budgets. But, […]
Money & Love: Why You Need To Talk About Money With Your Partner BEFORE Marriage
Sharing the rest of your life with your loved one is a rewarding and beautiful experience, both of you are eager to start a future together while your dreams and goals come true. However, the honeymoon phase can turn into a nightmare, if you haven’t discussed with your partner how your financial situation is going […]
Most Common Debts Among Canadians
It has never been easier to have access to credit, especially in a country like Canada. Even if that accessibility is linked to many benefits, it also carries a lot of disadvantages for Canadians. Did you know that the average debt held by Canadians is $23,035? And that number is even higher when you are […]
Low Income: Debts and How To Get Out
Debt is everyone’s nightmare, but it can be especially tough if you’re limited by low income. Between student loans, car payments, mortgages and now with Covid-19 reducing thousands of sources of income for families, having a debt feels so much more overwhelming. It can make your world tumble and increase your insecurities about the future. […]
Should I Buy A House When I Have Student Debt
Graduating from college is an occasion to be celebrated. But what follows is the paying off of the vast student loans that you have amassed over the years. Once you have a steady job and a reasonable income the question of owning a home pops into your mind. But is buying a house with student […]
How Can You Deal With Debt Collectors
No one likes to be contacted by a debt collector. However, if you have not paid your debt, a creditor may send a collector after you. Debt collectors can use aggressive, and often almost illegal forms to harass debtors. If you are being harassed or intimidated by someone trying to recover a debt, there are […]
Why Should A Student Debt Bother You?
Student loans are on the rise and so is the student debt crisis. Student loans differ from other types of debts in many of the worst ways, from the borrower’s perspective. Dealing with a student debt can be an onerous task. Here’s why you should think long and hard before considering applying for a student […]
Fix your busted budget
When it comes to budgeting, one of the toughest things you will face is sticking to your budget. Sticking to a budget is like sticking to a belief. It is difficult and there are times when you will compromise, but you eventually come back to it. On the other hand, when you break your budget, […]
8 steps to ensure you have money for debt
Didn’t keep a check on your finances and got into debt? The next step would be to ensure you can make those monthly payments. You don’t want debt to accumulate and let it become a burden in the future. Preemptive action will keep your future stress free. These are the actions you can take to […]
What better options than bankruptcy do you have?
First off, before you dive into this post, you should know that bankruptcy is not as bad as it sounds. Like any debt solution, it has its pros and cons, and it is not the end of the world when you file for it. That being said, bankruptcy is a last resort option. Between bankruptcy […]
