Five Money Management Tips for Teens
It’s when your children hit their teenage years that they start demanding more money. They are slowly moving away from school, spending more on outings and may even start dating. As you give your children more money to spend around, this is the time they need to pick up on the responsibility of finance. Managing […]
Eight Tips to Start Saving Now
The more money you have, the more you can save. Saving up on money should be an important priority for any person. Most of us have short term desires such as that expensive motorcycle or tech gadget that we want to get our hands on. Some like to save up in case of a rainy […]
Easier Loan and Credit Card Approval
Getting a credit card or securing a loan is not easy as one think. Lenders have the option to refuse your loan application. The reasons for this could be because of a poor credit score or no credit history at all. A bad credit score or no credit history points that you are not creditworthy. […]
Save for What? Six Saving Objectives That May Apply to You Today
Saving money is an affair which takes time. While saving up, it’s easy to lose track of your objective and eventually, at some point, make an unexpected spending. Or you may slowly lower the percentage that you cut from your income so you get a bigger expenses fund. Saving is an important factor for any […]
5 Top Rated Apps To Manage Your Expenses And Plan Your Budget
Keeping a budget is one of the best ways to be financially responsible. But expenses take a big chunk out of any one’s budget. If you are hoping to cut down on your spending and save up, you have to first be aware of them. Gone are the days where you had to pull out […]
Should We Really Buy a Home or Just Rent?
To rent or to buy? That is the question. Though it is a parody not worthy of Shakespeare’s classic Hamlet soliloquy phrase, the underlying emotion is the same. If you have reached the proverbial cul-de-sac and are not able to decide whether to buy or to rent a home, read on to get a better […]
How to manage your credit cards and not be managed by them
Without plastic money, it’s difficult to get through the day. Today, most payments call for the use of credit cards. In turn, you have to pay back the money monthly with interest. If not managed well, credit card usage can make you over-spend money which you don’t have and result in debts which will piggyback […]
Why is Credit Card Debt is Bad
We may live in a cashless society, but the futuristic concept of a moneyless one is still quite far away. Most of us rely very much on plastic money in the form of credit cards. Credit cards give you a credit line to money which you don’t have. It creates a temporary debt which you […]
How Borrowing Money Each Month Can Quickly Ruin Your Finances
Having a credit card is as good as taking a loan every month. Plus, your supermarket and gas cards may also work on a monthly credit which are high interest. Every month you take a loan, spend it and at the end of the month you return the money with interest. Countries like ours, have […]
