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One of the responsibilities of being a creditor or collection agency is actually recovering the money owed. A collection agency swings into action when the…

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Many debtors take the decision to avoid dealing with debt. They hide from creditors, avoid taking phone calls from collection agencies, change phone numbers often,…

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No matter how much effort you put into paying your overdue debts, there will be situations where a creditor can take you to court and…

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A debt consolidation loan is where one of the banks, credit unions or private finance lenders provide an alternative source to pay off your outstanding…

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There are plenty of options for you to get out of debt. However, when you are making that decision, it is important that you don’t…

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The job of a collection agency is to get debtors to pay back the debt. As a debtor, you will get mails, phone calls and…

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No one wants to have bad credit, it’s just bad! The worst part about bad credit is that once it starts sinking in and you…

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You want to know the secret of staying financially healthy? It is something called a budget. Setting a budget is the best way to put…

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Nothing can be more annoying than a debt collector calling you continuously and demanding payback. Just because you owe money, that doesn’t mean you give…

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Credit report is an important document that details your financial transactions through the past few years. It is started the moment you get your first…

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