Debt consolidation program by the banks require people to have high credit score, low debt servicing ratio and sometimes, a co-signor. This is the best…
One of the responsibilities of being a creditor or collection agency is actually recovering the money owed. A collection agency swings into action when the…
Many debtors take the decision to avoid dealing with debt. They hide from creditors, avoid taking phone calls from collection agencies, change phone numbers often,…
No matter how much effort you put into paying your overdue debts, there will be situations where a creditor can take you to court and…
A debt consolidation loan is where one of the banks, credit unions or private finance lenders provide an alternative source to pay off your outstanding…
There are plenty of options for you to get out of debt. However, when you are making that decision, it is important that you don’t…
The job of a collection agency is to get debtors to pay back the debt. As a debtor, you will get mails, phone calls and…
No one wants to have bad credit, it’s just bad! The worst part about bad credit is that once it starts sinking in and you…
You want to know the secret of staying financially healthy? It is something called a budget. Setting a budget is the best way to put…
Nothing can be more annoying than a debt collector calling you continuously and demanding payback. Just because you owe money, that doesn’t mean you give…
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