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The BEACON score is calculated based on the information contained in your Equifax credit history. While knowing your actual score is a good start, understanding…

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The credit reporting system, relied upon by most individuals for obtaining credit from financial institutions, is largely misunderstood. The major credit reporting agencies have strict…

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Owning a house is an important priority for any person. A house provides some physical security and it is a roof over one’s head. It…

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Life is filled with uncertainties. Death, accidents and illnesses occur suddenly without any warning. Insurances provide a safety net for you. If you have people…

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In a world where you heavily depend on digital and electronic devices, it is not difficult for you to become a victim of credit card…

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Online and mobile banking is growing in popularity in every country due to reasons such as mobility, ease of access and speedy transaction times. You…

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In the contemporary world, it is hard to control your spending habits. This is majorly because of the nature of lifestyles that we live; expensive…

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Majority of people across the globe usually use hard cash for their day-to-day purchases. A lоt of this has to do with where we’re currently…

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Personal budgeting is an estimate of revenues and expenditures over a specified period of time. A personal budget helps an individual to plan properly for…

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Credit rating is very crucial because to get any significant credit, the lending institution has to first check on it. When you have a poor…

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