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Whether you use that plastic card to buy a cake of soap or a horse powered Ferrari, you have responsibilities. Credit card holders have a…

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Consumer rights are an important factor between companies and their consumers. Not all consumers are financially smart or have patience to read the fine print….

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Carrying around a credit card may make your life easier, but it also makes the jobs of fraudsters and thieves easier too. With technological advancements,…

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Do you ever find that money is just slipping out of your hand and vanishing inside a well of darkness? If so, it is time…

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Line of Credit refers to a type of loan that lets you borrow money up to a certain limit. It is also known as Revolving…

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A credit file contains a great deal of information about an individual. Consumers generally are not aware of the detailed content of their credit file…

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What does Credit Bureau Ratings mean? In one of our articles, we had mentioned about how to get your credit report. It is a simple…

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This article is intended to give an understanding on how long the Credit data is retained on the credit Bureau. CREDIT INQUIRIES TO THE FILE:…

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The BEACON score is calculated based on the information contained in your Equifax credit history. While knowing your actual score is a good start, understanding…

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The credit reporting system, relied upon by most individuals for obtaining credit from financial institutions, is largely misunderstood. The major credit reporting agencies have strict…

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