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Debt consolidation program by the banks require people to have high credit score, low debt servicing ratio and sometimes, a co-signor. This is the best…

4 Pillars Financial Wellness Advocates

One of the responsibilities of being a creditor or collection agency is actually recovering the money owed. A collection agency swings into action when the…

4 Pillars Financial Wellness Advocates

Many debtors take the decision to avoid dealing with debt. They hide from creditors, avoid taking phone calls from collection agencies, change phone numbers often,…

4 Pillars Financial Wellness Advocates

No matter how much effort you put into paying your overdue debts, there will be situations where a creditor can take you to court and…

4 Pillars Financial Wellness Advocates

A debt consolidation loan is where one of the banks, credit unions or private finance lenders provide an alternative source to pay off your outstanding…

4 Pillars Financial Wellness Advocates

There are plenty of options for you to get out of debt. However, when you are making that decision, it is important that you don’t…

4 Pillars Financial Wellness Advocates

The job of a collection agency is to get debtors to pay back the debt. As a debtor, you will get mails, phone calls and…

4 Pillars Financial Wellness Advocates

No one wants to have bad credit, it’s just bad! The worst part about bad credit is that once it starts sinking in and you…

4 Pillars Financial Wellness Advocates

You want to know the secret of staying financially healthy? It is something called a budget. Setting a budget is the best way to put…

4 Pillars Financial Wellness Advocates

Nothing can be more annoying than a debt collector calling you continuously and demanding payback. Just because you owe money, that doesn’t mean you give…

4 Pillars Financial Wellness Advocates