Strategies for Reducing Your Debt Before Year-End
Managing debt is essential for maintaining a healthy financial life. With the year coming to an end, now is the perfect time to focus on reducing your debt. Implementing strategic debt reduction tactics can help you start the new year with a stronger financial foundation. Whether you’re considering debt consolidation, credit counselling, or exploring other […]
What can you do when harassed by a debt collector
I don’t think any person wants to be harassed by debt collectors. How do they harass you? Well, it all starts with a phone call, then multiple phone calls throughout the day. Then they call up your family and friends, perhaps even your employer. After that, it’s the knocks on the door, they keep visiting […]
How do you know your debt consultant is good?
When you approach a debt counselor, you want to know that this person can help you. You’re spending time and money, and these are vital resources when you’re in debt. So, yes, you have every right to wonder and be worried on whether the debt counselor will be able to help you. So, here’s how […]
9 ways to discourage Collectors from calling you without Stressing out
There are some collection agencies that just don’t have any decency. They cross the line of legality and human courtesy. No debtor wants to get calls every hour from a collector agency, but it’s known to happen. It may even have happened to you. However, there are ways to deal with such discourtesy behaviour. 1. […]
7 ways you can restrict Collection agency calls
The job of a collection agency is to get debtors to pay back the debt. As a debtor, you will get mails, phone calls and at times and also summons from the court . However, even you have to agree that a line needs to be drawn between collection agencies contacting and harassing you to […]
6 Things to know when collection agency comes calling
Nothing can be more annoying than a debt collector calling you continuously and demanding payback. Just because you owe money, that doesn’t mean you give a debt collector a free rein to ride you! Well, a debt collector, unfortunately, will come after you when a creditor sells an bad debt. This decision usually happens because […]
Five Tips To Help You Save for a Down Payment
Now that you are done scouting through neighbourhoods, tirelessly checking every potential house and then undertaking in-depth research of the areas, you have finally decided on a house. So, the only thing that remains is to pay for the house. Buying your own house is no cheap matter. To purchase a house, you have to […]
How Do I Know Whether Or Not To Refinance My Mortgage?
Refinancing mortgage is usually something you opt for when you want to go in for a new loan without completely paying off your old one. This is usually done by combining your old and new loans together or completely restructuring them. Questions such as your financial situation and your eligibility for the mortgage should be […]
How do I know if I have too much debt?
In the today’s age, we all live on the means on credit. Credit cards, loans and mortgages are all credit lines. And, it’s not only you that runs a credit line. All the governments of this world run on a deficit budget, where in they spend more money than they have and take many lines […]
Five Money Management Tips for Teens
It’s when your children hit their teenage years that they start demanding more money. They are slowly moving away from school, spending more on outings and may even start dating. As you give your children more money to spend around, this is the time they need to pick up on the responsibility of finance. Managing […]
