Make your financial goals for 2016
New Year’s is not just the time for freshness, newness and resolutions, it is also THE best time to review your financial situation and set your financial goals for 2016. Sure there are tons of articles on financial goals, but here’s a fact – everyone has a different situation – hence you’re better off making […]
8 questions you should ask yourself before paying that debt
1. Is it an official Collection Agency? Ordinary, you won’t have a thug banging down your door and asking you to pay a debt; that only happens in films. Whoever contacts you from the collection agency should be asked to show some identification and a Collection Agency License. If they don’t have one on them, you can […]
How can a creditor recover an outstanding debt?
One of the responsibilities of being a creditor or collection agency is actually recovering the money owed. A collection agency swings into action when the debt becomes overdue or on a court judgment . If you are not able to pay or even unwilling to pay off the outstanding amount, the creditor can recover the […]
I have been sued by my creditor. What are my options?
No matter how much effort you put into paying your overdue debts, there will be situations where a creditor can take you to court and have you sued. You want to avoid getting into such a sticky situation, as much as possible. However, sometimes, things take a wrong turn and it happens. A creditor usually […]
Five Tips To Help You Save for a Down Payment
Now that you are done scouting through neighbourhoods, tirelessly checking every potential house and then undertaking in-depth research of the areas, you have finally decided on a house. So, the only thing that remains is to pay for the house. Buying your own house is no cheap matter. To purchase a house, you have to […]
How Do I Know Whether Or Not To Refinance My Mortgage?
Refinancing mortgage is usually something you opt for when you want to go in for a new loan without completely paying off your old one. This is usually done by combining your old and new loans together or completely restructuring them. Questions such as your financial situation and your eligibility for the mortgage should be […]
How do I know if I have too much debt?
In the today’s age, we all live on the means on credit. Credit cards, loans and mortgages are all credit lines. And, it’s not only you that runs a credit line. All the governments of this world run on a deficit budget, where in they spend more money than they have and take many lines […]
Five Money Management Tips for Teens
It’s when your children hit their teenage years that they start demanding more money. They are slowly moving away from school, spending more on outings and may even start dating. As you give your children more money to spend around, this is the time they need to pick up on the responsibility of finance. Managing […]
Eight Tips to Start Saving Now
The more money you have, the more you can save. Saving up on money should be an important priority for any person. Most of us have short term desires such as that expensive motorcycle or tech gadget that we want to get our hands on. Some like to save up in case of a rainy […]
Easier Loan and Credit Card Approval
Getting a credit card or securing a loan is not easy as one think. Lenders have the option to refuse your loan application. The reasons for this could be because of a poor credit score or no credit history at all. A bad credit score or no credit history points that you are not creditworthy. […]
