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This article is intended to give an understanding on how long the Credit data is retained on the credit Bureau. CREDIT INQUIRIES TO THE FILE:…

The BEACON score is calculated based on the information contained in your Equifax credit history. While knowing your actual score is a good start, understanding…

The credit reporting system, relied upon by most individuals for obtaining credit from financial institutions, is largely misunderstood. The major credit reporting agencies have strict…

Owning a house is an important priority for any person. A house provides some physical security and it is a roof over one’s head. It…

Life is filled with uncertainties. Death, accidents and illnesses occur suddenly without any warning. Insurances provide a safety net for you. If you have people…

In a world where you heavily depend on digital and electronic devices, it is not difficult for you to become a victim of credit card…

Online and mobile banking is growing in popularity in every country due to reasons such as mobility, ease of access and speedy transaction times. You…

In the contemporary world, it is hard to control your spending habits. This is majorly because of the nature of lifestyles that we live; expensive…

Majority of people across the globe usually use hard cash for their day-to-day purchases. A lоt of this has to do with where we’re currently…

Personal budgeting is an estimate of revenues and expenditures over a specified period of time. A personal budget helps an individual to plan properly for…